Certificates
Try Our ADD-Vantage Certificate!!!
Our 7 month Certificate, not only has a great rate, but you may
Add to it
in Increments of $500 or More**!!!
Looking for a
Way to Help
Your Child or
Grandchild Save Money?
Try our Kid-Vantage Certificate! Start a Kid-Vantage Certificate with
$100. It is based on our 7 month Certificate, and you can
Add to it in Increments of $25.00 or more**!
The
annual percentage yields are accurate as of
May 12, 2008
|
Term |
Minimum Balance |
Rate |
APY |
Early Withdrawal Penalty |
|
91 day |
$500.00 |
2.75% |
2.78% |
90 days dividend penalty |
|
6 month |
$500.00 |
2.40% |
2.43% |
90 days dividend penalty |
| **7 month | $500.00 | 2.95% | 2.99% | 180 days dividend penalty |
| 9 month | $500.00 | 2.50% | 2.53% |
180 days dividend penalty |
|
12 month |
$500.00 |
2.64% |
2.67% |
180 days dividend penalty |
|
15 month |
$500.00 |
2.75% |
2.78% |
180 days dividend penalty |
|
18 month |
$500.00 |
2.92% |
2.96% |
180 days dividend penalty |
|
24 month |
$500.00 |
2.97% |
3.01% |
180 days dividend penalty |
|
25 month |
$500.00 |
2.99% |
3.03% |
180 days dividend penalty |
|
30 month |
$500.00 |
3.03% |
3.07% |
180 days dividend penalty |
|
36 month |
$500.00 |
3.07% |
3.11% |
180 days dividend penalty |
|
39 month |
$500.00 |
3.14% |
3.19% |
180 days dividend penalty |
|
48 month |
$500.00 |
3.31% |
3.36% |
180 days dividend penalty |
|
60 month |
$500.00 |
3.50% |
3.56% |
180 days dividend penalty |
*Jumbo
certificates are also available. Call (304) 748-8600 for quotes
*Certificate rates are subject to change daily
*Dividends are calculated using the Daily Balance Method and credited monthly
*Dividends may be compounded, deposited to your savings account, or paid by check
**No additions to the ADD-Vantage or Kid-vantage Certificate can be made 7 days before
maturity.
