Certificates
Try Our ADD-Vantage Certificate!!!
Our 7 month Certificate, not only has a great rate, but you may
Add to it
in Increments of $500 or More**!!!
Looking for a
Way to Help
Your Child or
Grandchild Save Money?
Try our Kid-Vantage Certificate! Start a Kid-Vantage Certificate with
$100. It is based on our 7 month Certificate, and you can
Add to it in Increments of $25.00 or more*!
The
annual percentage yields are accurate as of
July 26, 2010
|
Term |
Minimum Balance |
Rate |
APY |
Early Withdrawal Penalty |
|
91 day |
$500.00 |
.75% |
.75% |
90 days dividend penalty |
|
6 month |
$500.00 |
.85% |
.85% |
90 days dividend penalty |
| **7 month | $500.00 | .95% | .95% | 180 days dividend penalty |
| 9 month | $500.00 | 1.00% | 1.00% |
180 days dividend penalty |
|
12 month |
$500.00 |
1.05% |
1.06% |
180 days dividend penalty |
|
15 month |
$500.00 |
1.25% |
1.26% |
180 days dividend penalty |
|
18 month |
$500.00 |
1.50% |
1.51% |
180 days dividend penalty |
|
24 month |
$500.00 |
1.85% |
1.87% |
180 days dividend penalty |
|
25 month |
$500.00 |
1.90% |
1.92% |
180 days dividend penalty |
|
30 month |
$500.00 |
1.95% |
1.97% |
180 days dividend penalty |
|
36 month |
$500.00 |
2.35% |
2.38% |
180 days dividend penalty |
|
39 month |
$500.00 |
2.40% |
2.43% |
180 days dividend penalty |
|
48 month |
$500.00 |
2.75% |
2.78% |
180 days dividend penalty |
|
60 month |
$500.00 |
3.05% |
3.09% |
180 days dividend penalty |
*Jumbo
certificates are also available. Call (304) 748-8600 for quotes
*Certificate rates are subject to change daily
*Dividends are calculated using the Daily Balance Method and credited monthly
*Dividends may be compounded, deposited to your savings account, or paid by check
**No additions to the ADD-Vantage or Kid-vantage Certificate can be made 7 days before
maturity.
