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  Certificates 

Try Our ADD-Vantage Certificate!!!   Our 7 month Certificate, not only has a great rate, but you may Add to it in Increments of $500 or More**!!!

Looking for a Way to Help Your Child or Grandchild Save Money? Try our Kid-Vantage Certificate! Start a Kid-Vantage Certificate with $100.  It is based on our 7 month Certificate, and you can add to it in Increments of $25.00 or more**!


The annual percentage yields are accurate as of 
June 4, 2013

Term

Minimum Balance

Rate

APY

Early Withdrawal Penalty

91 day

$500.00

.20%

.20%

90 days dividend penalty

6 month

$500.00

.25%

.25%

90 days dividend penalty

**7 month $500.00 .30% .30% 180 days dividend penalty
9 month $500.00 .30%  .30%

180 days dividend penalty

12 month

$500.00

.35%

.35%

180 days dividend penalty

15 month

$500.00

.40%

.40%

180 days dividend penalty

18 month

$500.00

.45%

.45%

180 days dividend penalty

24 month

$500.00

.50%

.50%

180 days dividend penalty

25 month

$500.00

.55%

.55%

180 days dividend penalty

30 month

$500.00

.60%

.60%

180 days dividend penalty

36 month

$500.00

.65%

.65%

180 days dividend penalty

39 month

$500.00

.70%

.70%

180 days dividend penalty

48 month

$500.00

.75%

.75%

180 days dividend penalty

60 month

$500.00

1.00%

1.00%

180 days dividend penalty

72 month $500.00 1.05% 1.05% 180 days dividend penalty
84 month $500.00 1.15% 1.16% 180 days dividend penalty
120 month $500.00 1.25% 1.26% 180 days dividend penalty
  • Jumbo certificates are also available.  Call (304) 748-8600 for quotes
  • Certificate rates are subject to change daily
  • Dividends are calculated using the Daily Balance Method and credited monthly
  • Dividends may be compounded, deposited to your savings account, or paid by check

    **No additions to the ADD-Vantage or Kid-vantage Certificate can be made 7 days before maturity.

 

 

 

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