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  Certificates 

Try Our ADD-Vantage Certificate!!!   Our 7 month Certificate, not only has a great rate, but you may Add to it in Increments of $500 or More**!!!

Looking for a Way to Help Your Child or Grandchild Save Money? Try our Kid-Vantage Certificate! Start a Kid-Vantage Certificate with $100.  It is based on our 7 month Certificate, and you can add to it in Increments of $25.00 or more**!


The annual percentage yields are accurate as of 
December 7, 2018

Term

Minimum Balance

Rate

APY

Early Withdrawal Penalty

91 day

$500.00

.80%

.80%

90 days dividend penalty

6 month

$500.00

.85%

.85%

90 days dividend penalty

**7 month $500.00 .90% .90% 180 days dividend penalty
9 month $500.00 1.00% 1.00%

180 days dividend penalty

12 month

$500.00

1.10%

1.11%

180 days dividend penalty

15 month

$500.00

1.25%

1.26%

180 days dividend penalty

18 month

$500.00

1.20%

1.21%

180 days dividend penalty

24 month

$500.00

1.25%

1.26%

180 days dividend penalty

25 month

$500.00

1.40%

1.41%

180 days dividend penalty

30 month

$500.00

1.35%

1.36%

180 days dividend penalty

36 month

$500.00

1.40%

1.41%

180 days dividend penalty

39 month

$500.00

1.55%

1.56%

180 days dividend penalty

48 month

$500.00

1.55%

1.56%

180 days dividend penalty

60 month

$500.00

1.80%

1.81%

180 days dividend penalty

72 month $500.00 1.85% 1.87% 180 days dividend penalty
84 month $500.00 1.90% 1.92% 180 days dividend penalty
120 month $500.00 2.00% 2.02% 180 days dividend penalty
  • Jumbo certificates are also available.  Call (304) 748-8600 for quotes
  • Certificate rates are subject to change daily
  • Dividends are calculated using the Daily Balance Method and credited monthly
  • Dividends may be compounded, deposited to your savings account, or paid by check

    **No additions to the ADD-Vantage or Kid-vantage Certificate can be made 7 days before maturity.

 

 

 

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