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Phishing
"Phishing," pronounced "fishing," is a new type of Internet
piracy. That's what the thieves are doing - "fishing" for
your personal financial information.
Here's How Phishing Works
You'll receive an e-mail that appears to come from a
reputable company that you recognize and do business with,
such as a financial institution, retail merchant, credit
card company, or a government agency. The e-mail will warn
you of a serious problem that requires your immediate
attention, or may promise you gift cards or merchandise, and
will encourage you to click on a button, which will take you
to a phony web site where you will be asked to update your
account information, such as your Social Security Number,
your account number, your password, your mother's maiden
name, or your place of birth, for verification purposes.
If you provide the
requested information, you may find yourself the victim
of identity theft.
Here's How to Protect Yourself from Phishing and Identity
Theft
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Never provide your personal information in response to
an unsolicited request
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If you believe the contact may be legitimate, contact
the sender.
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Never click on the link provided in an unsolicited
e-mail.
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Do not be intimidated by an e-mail or caller who
suggests dire consequences if you do not provide or
verify financial information.
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Never provide your password over the phone or in
response to an unsolicited Internet request.
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Review account statements regularly to ensure all
charges are correct.
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Report suspicious e-mails or calls to the Federal Trade
Commission at www.consumer.gov/idtheft or by calling
1-877-IDTHEFT.
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If you become a victim of identity theft, act
immediately. Alert your financial institution and
contact one of the three major credit bureaus below to
discuss placing a fraud alert on your credit files.
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Report fraud |
Order credit report |
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Equifax
(www.equifax.com)
Hearing Impaired |
1-888-766-0008
1-800-525-6285
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1-800-685-1111
1-800-255-0056
(Ask operator to call auto disclosure
line 1-800-685-1111) |
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Experian
(www.experian.com)
TDD |
1-888-397-3742
1-800-972-0322 |
1-888-397-3742
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TransUnion
(www.transunion.com)
TDD |
1-800-680-7289
1-877-553-7803 |
1-800-888-4213 |
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Federal Trade Commission
(www.consumer.gov/idtheft)
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1-877-438-4338
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