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Our Equity Loans Unlock the Money You Need from the Equity in the House You Already Have!


% 5.25 %
Fixed Rate
September 30, 2019
Variable Rate
October 1, 2019

Call to Set Up Your
 Appointment Today!
304-748-8600       1-800-427-4835

*Rate effective April 1, 2018.  No closing costs on approved credit limits of $10,000 or more.  If less than $10,000, closing costs may range between $100-$400.   If you modify an existing First Choice America Home Equity Line of Credit loan, you may be charged a loan modification fee, not to exceed $195.  The initial interest rate is 3.69% through September 30, 2019  and thereafter may adjust on the first of every month to the current prime rate plus .50% as published in the Wall Street Journal (as of 3-22-18, 4.75% + .50 = 5.25%APR).  Beginning October 1, 2019, the APR will never be less than 5.00%. Maximum APR 18%. Minimum credit line $5,000. Maximum term is 20 years.  Annual fee $45.  Over limit fee $25.  Property insurance required. Consult your tax advisor about interest deductibility.  All loans subject to credit approval. Limited time offer.  Membership eligibility required. Federally insured by NCUA.  Equal Housing Lender. NMLS# 411557.

For information call 1-800-427-4835 or write us at:
First Choice America Community

Federal Credit Union
3501 Main Street
P.O. Box 762 Cove Station
Weirton, WV 26062

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