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  Credit Card Information

First Choice America has an outstanding VISA credit card program, with competitive rates and no annual fee. Shopping is made so much easier with a VISA Credit Card! 

VISA Classic

Annual Percentage Rate for Purchases 14.80% Fixed
Other Annual Percentage Rates Cash Advance APR - 14.80% Fixed
Grace Period for Repayment of the Balance for Purchases 25 Days
Method of Computing the Balance for Purchases Average Daily Balance 
(Including new purchases)
Late Charge Fee 5% of Payment amount, not to exceed $5.00 nor less than $1.00
Over Limit Fee $15.00
Annual Fee None

 

VISA Gold

Annual Percentage Rate for Purchases 12.75% Fixed
Other Annual Percentage Rates
Cash Advance APR - 12.75% Fixed
 
Grace Period for Repayment of the Balance for Purchases 25 Days
Method of Computing the Balance for Purchases Average Daily Balance 
(Including new purchases)
Late Charge Fee 5% of Payment amount, not to exceed $5.00 nor less than $1.00
Over Limit Fee $15.00
Annual Fee None

Card Replacement, Copies of Purchase/Cash Advance Slips Fee - $5.00

Return Check Fee - $15.00

Minimum Monthly Payment - $25.00

All VISA Lines are subject to credit approval.

 

Apply online today for your loan here:  First Choice America Loan Application

*All loans subject to credit approval.

 

 

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