Home Page

Lending Info

Loan Application

First Choice America
Loan Calculator

Log On to
First Choice America Online

Credit Union News

President's Page

Membership Info

Deposit Info

All Products

Offices

Fees


Auto Loans

First Choice America is Putting Money Back 
into Your Hands With:
Auto Bonus Cash!
Receive 1% Cash Back When You Finance Your Vehicle or Motorcycle with Us*

Example: Finance $15,000 and 
Receive Auto Bonus Cash of $150!

Have a Vehicle Loan Elsewhere? Refinance with Us and Get 1% Back!  
*All loans subject to credit approval.  Auto Bonus Cash applies only to approved vehicle and motorcycle loans.  Not applicable to commercial use vehicles.  This offer is good for 2002-2008 vehicles and on approved new loans or refinanced loans from other financial institutions.  Bonus may be subject to income tax.  Please consult your tax advisor.  Limited time offer. 

If an Auto Loan is what you are looking for, we have the rates and terms to fit your needs. Rates Effective July 14, 2008.             

New Vehicle Financing - 100% Financing
Term Daily Periodic Rate Rate
36 Months .0155890% 5.69% APR
48 Months .0161369% 5.89% APR
60 Months .0164109% 5.99% APR
66 Months .0166849% 6.09% APR
72 Months .0169589% 6.19% APR
Used Vehicle Financing
2007 - 100% Financing
Term Daily Periodic Rate Rate
36 Months .0155890% 5.69% APR
48 Months .0161369% 5.89% APR
60 Months .0164109% 5.99% APR
66 Months .0166849% 6.09% APR
2006 - 100% Financing
Term Daily Periodic Rate Rate
36 Months .0166849% 6.09% APR
48 Months .0172328% 6.29% APR
60 Months .0180547% 6.59% APR
2005 - 100% Financing
Term Daily Periodic Rate Rate
36 Months .0172328% 6.29% APR
48 Months .0177808% 6.49% APR
60 Months .0186027% 6.79% APR
2004 - 90% Financing
Term Daily Periodic Rate Rate
36 Months .0199726% 7.29% APR
48 months .0202465% 7.39% APR
Financing up to 36 months for 2002 & 2003 
90% financing for 2002 & 2003
Year Daily Periodic Rate APR
2003 .0210684% 7.69% APR
2002 .0216164% 7.89% APR

Also, First Choice America offers an Auto Check through Carfax.  For more information click on the following link: About Carfax

All loans are subject to credit approval.