IRAs
First Choice America prides itself on having competitive IRA rates
to meet our members' needs. We offer
traditional and Roth IRAs and Coverdell Education Savings Accounts.
The annual percentage yields are accurate as of
May 12, 2008
|
Term |
Rate |
APY |
Early Withdrawal Penalty |
|
91 day |
2.75% |
2.78% |
90 days dividend penalty |
|
6 month |
2.40% |
2.43% |
90 days dividend penalty |
| 7 month | 2.95% | 2.99% | 180 days dividend penalty |
| 9 month | 2.50% | 2.53% |
180 days dividend penalty |
|
12 month |
2.64% |
2.67% |
180 days dividend penalty |
|
15 month |
2.75% |
2.78% |
180 days dividend penalty |
|
18 month |
2.92% |
2.96% |
180 days dividend penalty |
|
24 month |
2.97% |
3.01% |
180 days dividend penalty |
|
25 month |
2.99% |
3.03% |
180 days dividend penalty |
|
30 month |
3.03% |
3.07% |
180 days dividend penalty |
|
36 month |
3.07% |
3.11% |
180 days dividend penalty |
|
39 month |
3.14% |
3.19% |
180 days dividend penalty |
|
48 month |
3.31% |
3.36% |
180 days dividend penalty |
|
60 month |
3.50% |
3.56% |
180 days dividend penalty |
*Dividends are calculated
using the Daily Balance Method and
are compounded and credited monthly
*ROTH IRAs and Coverdell Savings Accounts are available - Call for details
*IRA Certificate rates are subject to change daily
